In addition to its Investment Management Service, James Brearley applies its central investment management process to support the following portfolio management services, each of which is very specific in nature:
The James Brearley AIM Portfolio Service
The James Brearley AIM Portfolio Service has been designed for retail clients wishing to invest in a portfolio of AIM listed stocks that qualify for Business Property Relief. As a consequence, if held for more than a 2 year period, the portfolio should be exempt from Inheritance Tax. This is a discretionary service, so we will take investment decisions over the buying and selling of your holdings, without informing you of our intended actions. We have partnered with AIM specialist research house, Fundamental, who provide us with regular updates on the 30 or so stocks held in the portfolio.
AIM is the London Stock Exchange’s growth market. It was created to serve smaller companies that sought to seek capital to grow but couldn’t afford the costs associated with listing on the London Stock Exchange’s Main Market or could not meet the stringent requirements needed to float. The Main Market requires companies seeking to float to have existed for three years, to have a market value of at least £700,000, to be willing to float a minimum of 25% of their share capital, and to have enough working capital for at least one year’s trading. As AIM does not have these requirements it means that smaller, more entrepreneurial companies are able to float on it. Investing in companies listed on the Alternative Investment Market may have the added benefit of potential Inheritance Tax mitigation and is a proven tax planning method.
The James Brearley Structured Product Portfolio Service
The James Brearley Structured Product Portfolio Service has been designed for retail clients wishing to invest in a portfolio of listed Structured Products, with it possible to elect for the “Growth” or “Income” version. Both portfolios aim to achieve an average return of around 5-6% per annum over the medium term. This is a discretionary service, so we will take investment decisions over the buying and selling of your holdings, without informing you of our intended actions. We have utilised Structured Products within our core investment strategies for over 20 years, during which period we have grown to appreciate the attractions of these lower risk investments.
The potential return of each Structured Product is linked to the performance of an underlying asset, typically one or more stock market indices. Each has pre-defined features, for example a maturity date, an initial level being the key reference point for calculating and determining what returns may be due to investors on a stated basis and where appropriate, the associated capital protection level. The James Brearley Structured Product Portfolio Service helps to diversify the degree of risk, by holding a range of Structured Products, that are issued by different banks, are linked to a number of different indices with differing maturity dates.
For more information on the Service, please see our James Brearley Structured Products Portfolio Service brochure. You can also view the latest factsheets and performance of the Growth and Income Portfolios.